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Post by daisy24601 on Apr 17, 2019 10:43:01 GMT
I can't imagine not using cash at all. I find it easier when paying for something with other people, for example, my friend gave me £10 the other day to buy something, I gave her £3 change. So much easier than faffing with bank transfers.
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Post by missthelma on Apr 17, 2019 10:45:07 GMT
It's interesting to see the many places that are phasing out cash. London buses won't accept it, the tram system stopped last July and given that most tube and rail ticket offices at non major stations are a wasteland for staff I wouldn't be surprised if it comes to all transport methods across London before long. Vodafone shops also refuse to take cash. Maybe that's linked to their refusal to pay tax but I digress....
Many small businesses do not accept credit card payments due to the charges from the company, am not sure if debit cards have a similar charge? Does anyone know? People with bad credit can also sometimes have problems getting new accounts so cash is their only alternative
A definite drawback for me is that use of a card, is also a way of tracking you and your purchases, I know that for a generation raised on smart phones and posting everything on social media this perhaps is fine but something doesn't quite feel right about it to me. And before anybody says, if you're not doing anything to be ashamed of etc etc, that is really not the point.
The magic word of course is convenience, so easy to tap on a contactless machine, so easy to forget I've done that, so easy to get into debt. People aren't even fighting against being led by the nose anymore as it's 'convenient'. It works very much in financial institutions favour if we get less observant with our spending. I've also noticed a trend against receipts too, under the guise presumably of saving trees but it seems an affrontery now to ask for a record of your spending in some places.
Anyway I shall now pop on a tin foil hat and work up a different conspiracy theory for tomorrow
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Post by Tibidabo on Apr 17, 2019 10:56:16 GMT
I always try to bring cast on nights out so I have some idea of what I'm spending Well, this. How on earth do we teach kids (5,6,7,8,9 year olds) the value of money if they can't take £5 to the shop and work out what they can spend it on? If they don't have something physical in their hand to count out? It will end up like telling the time - so many kids now can't tell the time because they are surrounded by digital clocks. If they can watch until the long hand gets to the 6 they end up with a far better concept of time. We are going to have a generation of people who have no concept of money if we lose cash altogether.
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Post by Baemax on Apr 17, 2019 11:10:45 GMT
Wow, imagine having to get your 8 year old a debit card so you can start letting them make their own financial decisions with their pocket money. I mean, if we did go completely 100% cashless, it wouldn't *matter* that children don't understand coins, because they'll be as meaningless to future 8 year olds as shillings are to the post-decimalisation generation, the society will adapt and kids will learn the value of non-physical money some other way, but I stand by my statement that cash will always have a place, around the edges of society if not directly in the mainstream. Look at the 200 million rural Chinese who are still using cash, 14 million of whom don't even have the internet.
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999 posts
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Cash
Apr 17, 2019 11:59:02 GMT
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Post by Backdrifter on Apr 17, 2019 11:59:02 GMT
... yes, looking at you Waitrose... queue for 20 minutes at your understaffed till, or use the self-service... ... wait (rose)... the self-service, unlike every other supermarket's self service, doesn't take cash. That's right. But one thing I do like about their self-checkouts - at least at my local branch - is they don't have the system that badgers you incessantly and bleats about "unexpected/surprising/shocking/unbelievable/incredible item in the bagging area." You just scan and bag it without the thing feeling the need to address you at all. I'm happy to go card-only for that. Not Amex though. People are mentioning they do have Amex so I thought I'd just drop in that I don't.
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Post by nick on Apr 17, 2019 12:40:24 GMT
I can't imagine not using cash at all. I find it easier when paying for something with other people, for example, my friend gave me £10 the other day to buy something, I gave her £3 change. So much easier than faffing with bank transfers. Yes I agree but I’ve had a huge increase in friends using PayPal friends and family to do this. I find it quite convenient because that cash fuels my eBay addiction.
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Post by nick on Apr 17, 2019 12:42:44 GMT
... wait (rose)... the self-service, unlike every other supermarket's self service, doesn't take cash. I thought both the Coop and M and S didn’t take cash either. Certainly the Coop across the road from me has card only machines.
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4,799 posts
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Post by The Matthew on Apr 17, 2019 12:56:46 GMT
One thing I definitely don't miss about cash is the weight. My debit card weighs 5g. A 2p piece weighs 7g. It's so nice not to have that weight wearing holes in my pockets.
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999 posts
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Cash
Apr 17, 2019 13:23:24 GMT
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Post by Backdrifter on Apr 17, 2019 13:23:24 GMT
One thing I definitely don't miss about cash is the weight. My debit card weighs 5g. A 2p piece weighs 7g. It's so nice not to have that weight wearing holes in my pockets. Oh wow, were you a change-in-pockets man?
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5,495 posts
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Post by Baemax on Apr 17, 2019 13:25:34 GMT
Oh my goodness, if a cashless society means we'll never again have to tolerate gentlemen of a certain age rattling their change in their pockets while they speak to you, then I'll be first to sign the petition against coins.
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999 posts
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Apr 17, 2019 13:44:37 GMT
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Baemax likes this
Post by Backdrifter on Apr 17, 2019 13:44:37 GMT
Oh my goodness, if a cashless society means we'll never again have to tolerate gentlemen of a certain age rattling their change in their pockets while they speak to you, then I'll be first to sign the petition against coins. I bet men digging warm oh-my-god-is-it-slightly-moist change out of their trouser pockets goes straight to the clammy crux of the issue for those who dislike the ingrained-muck aspect of cash.
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4,799 posts
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Cash
Apr 17, 2019 13:45:35 GMT
Post by The Matthew on Apr 17, 2019 13:45:35 GMT
One thing I definitely don't miss about cash is the weight. My debit card weighs 5g. A 2p piece weighs 7g. It's so nice not to have that weight wearing holes in my pockets. Oh wow, were you a change-in-pockets man? Not loose change — I always kept it in a bag of some sort so it didn't rattle and so I could get to it more easily — but the weight still caused friction.
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Apr 17, 2019 13:47:02 GMT
Post by Deleted on Apr 17, 2019 13:47:02 GMT
A good point made by Miss Thelma above about TFL phasing out cash payments gradually. I'm based in Birmingham and have talked to people who are on travel passenger committees and they have said if cash payments were stopped in our area then the locals wouldn't like it. I'd imagine it would be met with even more resistance in other towns.
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874 posts
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Cash
Apr 17, 2019 14:33:59 GMT
Post by daisy24601 on Apr 17, 2019 14:33:59 GMT
In Edinburgh you have to have the exact change for the bus, such a pain. Having a card does make it easier but I always wonder how many visitors to London are caught out by this. ... yes, looking at you Waitrose... queue for 20 minutes at your understaffed till, or use the self-service... ... wait (rose)... the self-service, unlike every other supermarket's self service, doesn't take cash. That's right. But one thing I do like about their self-checkouts - at least at my local branch - is they don't have the system that badgers you incessantly and bleats about "unexpected/surprising/shocking/unbelievable/incredible item in the bagging area." You just scan and bag it without the thing feeling the need to address you at all. I'm happy to go card-only for that. Not Amex though. People are mentioning they do have Amex so I thought I'd just drop in that I don't. Omg have you ever used the ones in Poundland? They have an Elvis impersonator talking to you with random phrases like "Elvis has left the building, please take your shopping". The staff in there must be losing their minds.
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Post by Baemax on Apr 17, 2019 14:44:54 GMT
People are mentioning they do have Amex Only for National Theatre priority booking and bookshop discounts, plus airmiles, on this board, I think.
Mostly the bookshop discount, but I do occasionally take in a free backstage tour too.
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Post by Jon on Apr 17, 2019 15:05:06 GMT
It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all.
I hope that they raise the contactless limit as £30 is a bit limiting at times.
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Post by Backdrifter on Apr 17, 2019 15:43:59 GMT
In Edinburgh you have to have the exact change for the bus, such a pain. Having a card does make it easier but I always wonder how many visitors to London are caught out by this. Omg have you ever used the ones in Poundland? They have an Elvis impersonator talking to you with random phrases like "Elvis has left the building, please take your shopping". The staff in there must be losing their minds. Yes, those sodding Edinburgh buses and their exact-change-only nonsense, where you have to let your coins drop into that mini rubbish chute thing. Even way up here in little old Inverness they'll give change but have card readers too. The Poundland self-checkouts sound horrendous. Nothing especially against EP but the general notion of machines being whacky in some way. The Virgin trains chatty toilets were bad enough.
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Post by emicardiff on Apr 17, 2019 15:51:14 GMT
Oh my goodness, if a cashless society means we'll never again have to tolerate gentlemen of a certain age rattling their change in their pockets while they speak to you, then I'll be first to sign the petition against coins. Seconded. Can we get a third? Honestly my Father was a change rattler (and key jangler) and what I’d give never to have a bloke do that at me again.
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Post by emicardiff on Apr 17, 2019 15:52:19 GMT
It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all. I hope that they raise the contactless limit as £30 is a bit limiting at times. Someone paid me with a £50 in work at the weekend and it took me so much by surprise. Similarly in my job little comes in at under £30 but contactless would be way easier above that
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Apr 17, 2019 16:19:30 GMT
Post by distantcousin on Apr 17, 2019 16:19:30 GMT
I would not pay by card for anything less than £5 - utterly ridiculous. Fully agree, a real annoyance when someone pulls out a card to pay for a couple of small items but contactless payments have made this quicker. I also got fed up with having bank statements longer than my arm because of every last transaction. Couldn't see the wood for the trees.
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Apr 17, 2019 17:02:44 GMT
Post by Phantom of London on Apr 17, 2019 17:02:44 GMT
It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all. I hope that they raise the contactless limit as £30 is a bit limiting at times. I was in Thomas Exchange in London Bridge, buying my Euros today. A Middle East Family we’re in front of me and and exchanged €5000 to sterling, which the cashier gave mostly in £50 with the caveat that they would struggle to spend their £50 notes especially in smaller shops.
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Apr 17, 2019 17:12:43 GMT
Post by Phantom of London on Apr 17, 2019 17:12:43 GMT
Timewise contactless is quicker than cash, so doesn’t matter on value. However my rub is that when you look at your bank statement and you have so many frivolous small contactless it makes it hard to find your bigger transactions, so would be nice to have a filter where you can take these out temporarily.
Also contactless crime is under reported where people have their pockets skimmed, so I would urge you to get a free protective shield wallet from your bank. Metro were happy to give these out free to non-customer, excellent advertising for them. Also stops card clashes with your Oyster.
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Apr 17, 2019 17:25:55 GMT
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Post by Backdrifter on Apr 17, 2019 17:25:55 GMT
Honestly my Father was a change rattler (and key jangler) and what I’d give never to have a bloke do that at me again. The image that's planted in my head...
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Apr 17, 2019 19:55:27 GMT
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Post by lou105 on Apr 17, 2019 19:55:27 GMT
M and S are ahead of you there, Monkey. They're sponsoring BGT and have voices on their self service tills. Ant accepted my Sparks card the other day, and I'm told Amanda Holden does a very nice Do you need help?
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Apr 30, 2019 18:31:26 GMT
Post by Phantom of London on Apr 30, 2019 18:31:26 GMT
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Post by Dawnstar on Apr 30, 2019 19:00:27 GMT
I'd actually thought about popping in there on my way to the tube post-theatre last week. Glad I decided I didn't have time. I have no idea how you'd pay for anything via an app.
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Apr 30, 2019 21:50:25 GMT
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Post by kimbahorel on Apr 30, 2019 21:50:25 GMT
I thought it was the one oppersite Holborn station and I thought [bleep] I shop in there some times for food. But I think its the one near Chancery Lane Station. I believe (don't quote me) the Sainsburys London HO. Which If I ever cover one of my stores is the local food place so now I have to cross a busy street for food on a 30 min break. As far as I remember they pretty much had only 1 till anyway all the rest was self service and I think just card at that (its been a while). But if they say they have one till any way and they expect people to be paying with an app then the queue wont be long. I would love to be there on a stock take audit after the trial 😂😂
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Apr 30, 2019 21:55:03 GMT
Post by 49thand8th on Apr 30, 2019 21:55:03 GMT
In related news: gothamist.com/2019/04/26/sweetgreen_cash_less.phpPerhaps unsurprisingly, there’s a direct correlation between New York City’s poorest neighborhoods and areas with the least amount of bank branches. “Cashless institutions encourage a FinTech Jim Crow by restricting the places where people of color can shop, eat, and receive basic services,” said Edgard Laborde, deputy political director of the Retail Wholesale Department Store Union (RWDSU), in a statement at the New York City Council hearing on February 14.
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Post by basdfg on Jun 27, 2020 15:02:11 GMT
And in September 2019 they started re-accepting cash due to not everyone being ready for it.
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Jun 27, 2020 15:04:31 GMT
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Post by talkingheads on Jun 27, 2020 15:04:31 GMT
I have a feeling we will be a cashless society much quicker than we thought. I have no problem with it and I certainly don't want to be handling coins for the forseeable future. It will take some adapting but it will happen in the next few years.
My guess is the Government would have to give at least a year's notice so we could all prepare.
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